Santa Cruz & Silicon Valley real estate information center

If you didn’t replace the batteries in your smoke and carbon monoxide detectors last Spring when you turned your clocks forward,
(more…)

Just sold a 3-bedroom, 2-bath, approx. 1515 square-foot home in Scotts Valley on approx. 1.4 acres for $700,000. The market is picking up! Check out the property details of 560 Sunrise Ridge here.

Brought to you by Kurt Inman, your IN MAN in Real Estate.

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.250 percent
30 yr fixed: 6.125
15 yr fixed: 6.000
10 yr fixed: 6.375
7 yr fixed: 6.250
5 yr fixed: 6.125
3 yr fixed: 5.875

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.500 percent
30 yr fixed: 6.375
15 yr fixed: 6.125
10 yr fixed: 6.625
7 yr fixed: 6.375
5 yr fixed: 6.375
3 yr fixed: 6.500

Brought to you by Kurt Inman, your In Man in Real Estate.

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.125 percent
30 yr fixed: 5.875
15 yr fixed: 5.875
10 yr fixed: 6.250
7 yr fixed: 6.125
5 yr fixed: 5.875
3 yr fixed: 6.125

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.500 percent
30 yr fixed: 6.375
15 yr fixed: 6.000
10 yr fixed: 6.250
7 yr fixed: 6.250
5 yr fixed: 5.875
3 yr fixed: 6.250

Brought to you by Kurt Inman, your In Man in Real Estate.

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.250 percent
30 yr fixed: 6.000
15 yr fixed: 5.875
10 yr fixed: 6.250
7 yr fixed: 6.250
5 yr fixed: 6.125
3 yr fixed: 6.250

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.500 percent
30 yr fixed: 6.375
15 yr fixed: 6.000
10 yr fixed: 6.375
7 yr fixed: 6.375
5 yr fixed: 6.125
3 yr fixed: 6.500

Brought to you by Kurt Inman, your In Man in Real Estate

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.250 percent
30 yr fixed: 6.125
15 yr fixed: 6.000
10 yr fixed: 6.250
7 yr fixed: 6.250
5 yr fixed: 6.125
3 yr fixed: 6.375

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.375 percent
30 yr fixed: 6.375
15 yr fixed: 6.125
10 yr fixed: 6.375
7 yr fixed: 6.375
5 yr fixed: 6.125
3 yr fixed: 6.375

Brought to you by Kurt Inman, your In Man in Real Estate

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.
(more…)

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.500 percent
30 yr fixed: 6.250
15 yr fixed: 5.875
10 yr fixed: 6.250
7 yr fixed: 6.000
5 yr fixed: 6.125
3 yr fixed: 5.750

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.750 percent
30 yr fixed: 6.625
15 yr fixed: 6.125
10 yr fixed: 6.250
7 yr fixed: 6.125
5 yr fixed: 6.250
3 yr fixed: 6.125

Brought to you by Kurt Inman, your In Man in Real Estate

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.375 percent
30 yr fixed: 6.25
15 yr fixed: 6.000
10 yr fixed: 6.250
7 yr fixed: 6.125
5 yr fixed: 6.120
3 yr fixed: 5.875

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.625 percent
30 yr fixed: 6.500
15 yr fixed: 6.250
10 yr fixed: 6.250
7 yr fixed: 6.250
5 yr fixed: 6.250
3 yr fixed: 6.250

Brought to you by Kurt Inman, your In Man in Real Estate

Are you still waiting before you buy a home? Not only is it a buyer’s market right now, with sellers willing to be more flexible than ever on pricing, but mortgage interest rates have fallen for the third week in a row, bringing 30-year rates down to levels not seen since April. It’s a great time to buy! Call me today to discuss your new home in Santa Cruz or Silicon Valley at 831-234-3771. Would you like a vacation home (single-family home) with a lake view in northern California for around $350K? Call me!

According to an article published today, AP Economics writer Martin Crutsinger says: “Mortgage rates around the country dipped for a third week in a row, pushing 30-year mortgages to their lowest level since April. Mortgage giant Freddie Mac said Thursday that 30-year, fixed-rate mortgages fell to 6.55 percent this week, down from 6.63 percent last week. That was the lowest level for 30-year mortgages since they averaged 6.53 percent the week of April 20. Since that time, mortgages have been rising, hitting a more than four-year high of 6.80 percent the week of July 20.
…
Rates on 15-year, fixed-rate mortgages, a popular choice for refinancing, averaged 6.20 percent this week, down from 6.27 percent last week. For one-year adjustable-rate mortgages, rates held steady at 5.69 percent, the same as last week, after having been at 5.78 percent the week of July 27. Rates on five-year adjustable-rate mortgages fell to 6.21 percent this week, from 6.27 percent last week. The mortgage rates do not include add-on fees known as points. One-year ARMS carried a nationwide average fee of 0.8 point while the other three mortgage categories carried average fees of 0.4 point. A year ago, 30-year mortgages averaged 5.89 percent, 15-year mortgages stood at 5.47 percent, one-year ARMs were at 4.57 percent and five-year ARMs averaged 5.40 percent.”

Brought to you by Kurt Inman, your IN Man in Real Estate.

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

40 yr fixed: 6.625 percent
30 yr fixed: 6.375
15 yr fixed: 6.000
10 yr fixed: 6.500
7 yr fixed: 6.375
5 yr fixed: 6.250
3 yr fixed: 6.250

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

40 / 30 balloon: 6.750 percent
30 yr fixed: 6.625
15 yr fixed: 6.250
10 yr fixed: 6.625
7 yr fixed: 6.500
5 yr fixed: 6.625
3 yr fixed: 6.500

Brought to you by Kurt Inman, your IN MAN in Real Estate.

Here’s an estimate of current interest rates for purchases of single-family homes and condos / townhomes, with full documentation and zero points. As always, interest rates are subject to change and are not guaranteed until you receive written confirmation from your lender that your loan is locked.

For Conforming Loans (loan amount less than or equal to $417,000):

30 yr fixed: 6.500 percent
20 yr fixed: 6.500
15 yr fixed: 6.250
10 yr fixed: 6.375
7 yr fixed: 6.375
5 yr fixed: 6.125
3 yr fixed: 6.000

For Non-Conforming/Jumbo Loans (loan amount greater than $417,000):

30 yr fixed: 6.625 percent
20 yr fixed: 6.625
15 yr fixed: 6.375
10 yr fixed: 6.500
7 yr fixed: 6.375
5 yr fixed: 6.125
3 yr fixed: 6.250

Brought to you by Kurt Inman, your IN MAN in Real Estate.

Just sold a 3-bedroom, 2-bath, approx. 1515 square-foot home in Scotts Valley on approx. 1.4 acres for $700,000. The market is picking up! Check out the property details of 560 Sunrise Ridge here.

Brought to you by Kurt Inman, your IN MAN in Real Estate.

Yes it’s true, a 3 bedroom, 2 full bath, approx. 1550 sq. ft. BRAND NEW HOME with a 2-car garage and a lake view, which I just told you about a few days ago, has been reduced another $15,000 to just $325,000!

This is the lowest price in the MLS today for any 3-bedroom, new construction, 1550+ square-foot home in Clearlake Riviera!

Not a manufactured / mobile home, this is a regular, “stick-built” single-family home in a large subdivision of relatively-new single-family homes overlooking the southwest shore of beautiful Clear Lake, just three hours north of San Jose (2 hours from S.F. and just 1 hour from Santa Rosa).

Click here for a virtual tour of this home at 9585 Tenaya Way in Clearlake Riviera near Kelseyville.

Want to see more? Click here to check out the other lake view homes for sale around Clear Lake, or call me at 831-234-3771.

Yes it’s true, a 3 bedroom, 2 full bath, approx. 1550 sq. ft. BRAND NEW HOME with a 2-car garage and a lake view for just $340,000!

Not a manufactured / mobile home, this is a regular, “stick-built” single-family home in a large subdivision of relatively-new single-family homes overlooking the southwest shore of beautiful Clear Lake, just three hours north of San Jose (2 hours from S.F. and just 1 hour from Santa Rosa).

Click here for a virtual tour of this home at 9585 Tenaya Way in Clearlake Riviera near Kelseyville.

Want to see more? Click here to check out the other lake view homes for sale around Clear Lake, or call me at 831-234-3771.

Yes it’s true, a 3 bedroom, 2 full bath, approx. 1550 sq. ft. BRAND NEW HOME with a 2-car garage and a lake view, which I just told you about a few days ago, has been reduced another $15,000 to just $325,000!

This is the lowest price in the MLS today for any 3-bedroom, new construction, 1550+ square-foot home in Clearlake Riviera!

Not a manufactured / mobile home, this is a regular, “stick-built” single-family home in a large subdivision of relatively-new single-family homes overlooking the southwest shore of beautiful Clear Lake, just three hours north of San Jose (2 hours from S.F. and just 1 hour from Santa Rosa).

Click here for a virtual tour of this home at 9585 Tenaya Way in Clearlake Riviera near Kelseyville.

Want to see more? Click here to check out the other lake view homes for sale around Clear Lake, or call me at 831-234-3771.

Yes it’s true, a 3 bedroom, 2 full bath, approx. 1550 sq. ft. BRAND NEW HOME with a 2-car garage and a lake view for just $340,000!

Not a manufactured / mobile home, this is a regular, “stick-built” single-family home in a large subdivision of relatively-new single-family homes overlooking the southwest shore of beautiful Clear Lake, just three hours north of San Jose (2 hours from S.F. and just 1 hour from Santa Rosa).

Click here for a virtual tour of this home at 9585 Tenaya Way in Clearlake Riviera near Kelseyville.

Want to see more? Click here to check out the other lake view homes for sale around Clear Lake, or call me at 831-234-3771.